Commission Calculator

Written byOleh Soloninupdated 25 September 2026

Currency

Calculate

Amount

Commission, %

Advanced options

Fixed fee per transaction

If a flat amount is charged on top of the percentage, such as 0.30 per payment.

Minimum fee

If the percentage comes to less than this, this amount is charged.

Result

Amount before commission

$100,000.00

Commission

$5,000.00

You receive

$95,000.00

Fee as a percentage of the amount

Working

100,000.00 × 5% = 5,000.00

Fee at common rates

  Rate             Fee              Left
  0.5%          500.00         99,500.00
    1%        1,000.00         99,000.00
  1.5%        1,500.00         98,500.00
    2%        2,000.00         98,000.00
    3%        3,000.00         97,000.00
    5%        5,000.00         95,000.00

This result is informational only and is not professional advice.

Deduct a fee, gross up an invoice or find the fee percentage

Work out a commission or fee on an amount and what is left, the amount to invoice so a target sum reaches you after fees, and the fee percentage from two amounts, with fixed fees, minimum fees and common rates.

Commissions and fees are charged by banks on transfers, by payment services on card payments, and by agents on sales. This calculator handles three tasks: the fee on an amount and what you keep, the amount to invoice so that exactly the sum you need arrives, and the percentage a fee represents when you know the amounts before and after.

As well as a percentage you can add a fixed fee per transaction and a minimum fee, if your pricing has them. The working is shown with your numbers, along with a table of fees at common rates.

How to use

Choose the task: deduct a fee, work out the amount to invoice, or find the fee percentage from two amounts.
Enter the amount and the fee percentage, or the amounts before and after if you are looking for the percentage.
If your pricing has a fixed fee per transaction or a minimum fee, open the extra fields.
Read the fee, the amount you receive, the effective percentage and the Working line.

How to calculate a commission

Fee = amount × percentage ÷ 100 + fixed fee, and you keep the amount minus the fee. 1% of 10,000 is 100; with a 30 fixed fee it is 130, leaving 9,870. If the percentage comes to less than a minimum fee, the minimum applies: 1% of 5,000 is 50, but with a 100 minimum the fee is 100.

No fixed or minimum fee. Worked out with this calculator.
Amount	1% fee	2% fee	3% fee	5% fee
1,000	10	20	30	50
5,000	50	100	150	250
10,000	100	200	300	500
50,000	500	1,000	1,500	2,500
100,000	1,000	2,000	3,000	5,000

Grossing up: what to invoice

Adding the percentage to the amount you need falls short, because the fee is taken from the larger invoice amount. Divide instead: invoice = (amount needed + fixed fee) ÷ (1 − percentage ÷ 100). To receive 100,000 after a 5% fee, invoice 105,263.16, not 105,000, which would leave only 99,750.

Amount to invoice. Worked out with this calculator.
Amount needed	At 1%	At 2%	At 3%	At 5%
10,000	10,101.01	10,204.08	10,309.28	10,526.32
50,000	50,505.05	51,020.41	51,546.39	52,631.58
100,000	101,010.10	102,040.82	103,092.78	105,263.16

Finding the fee percentage

If you know what was sent and what arrived, the fee percentage is (amount before − amount after) ÷ amount before × 100. Sending 100,000 and receiving 97,500 means a 2.5% fee. With a fixed fee the calculator also shows the percentage part alone: 10,000 in and 9,870 out with a 30 fixed fee is 1.3% overall and 1% as a percentage.

Commission versus sales tax or VAT

The two look similar but use different formulas. VAT or sales tax is added on top, so you remove it by dividing by (1 + rate): 105,000 at 5% is 100,000 before tax. A commission is taken off, so to net an amount you divide by (1 − rate): 100,000 at 5% needs an invoice of 105,263.16.

What this calculator shows

The fee and the amount left after it
The amount to invoice to receive a target sum
The fee percentage from amounts before and after, including without the fixed fee
A table of fees at 0.5% to 5% for your amount

What to keep in mind

The fee is a percentage of the transaction plus any fixed fee; if the fee worked out from the percentage is below the minimum, the minimum is charged.
Fees change, so take the percentage, fixed fee and minimum from your own pricing.
Amounts are rounded to two decimal places.

FAQs

How do I calculate a 3% fee?

Multiply the amount by 0.03: 3% of 10,000 is 300, leaving 9,700. To receive exactly 10,000 after a 3% fee, invoice 10,309.28.

How do I find what percentage a fee was?

(Amount before − amount after) ÷ amount before × 100. 100,000 sent and 97,500 received is a 2.5% fee. Choose the fee percentage option.

Why not just add the percentage to what I need?

Because the fee is charged on the invoice amount, not on what reaches you. Divide by (1 − rate): 100,000 ÷ 0.95 = 105,263.16, whereas 100,000 × 1.05 = 105,000 leaves you 250 short.

How do I include a fixed fee per payment?

Add it to the fee: 1% of 10,000 plus 30 is 130. For grossing up, add the fixed fee to the amount you need before dividing by (1 − rate).

What is a minimum fee?

A floor on the fee. At 1% with a 100 minimum, a 5,000 payment costs 100, which is 2% of the amount. Enter the minimum in the extra fields.

Is grossing up for a fee the same as removing VAT?

No. VAT is removed by dividing by (1 + rate); an amount is grossed up for a fee by dividing by (1 − rate). At 5% that is 100,000 from 105,000, but 105,263.16 to net 100,000.

Worked example

Invoicing for a target payout

Input: Need to receive 100,000; fee 5%

Output: Invoice 105,263.16; fee 5,263.16

Note: An invoice of 105,000 would leave 99,750, a shortfall of 250 on each such payment.

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Result

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