Finance
Finance calculators for loans, mortgages, interest, and everyday money checks
Finance calculators for monthly loan payments, mortgages, payoff plans, compound interest, inflation, discounts, VAT, and price checks.
This section is for practical money questions like what the monthly payment will be, how much interest you will pay, whether extra payments help, or which offer is actually cheaper.
Use the results for quick comparison and planning, not as a replacement for lender terms, tax advice, or legal review.
Tools in this category
Loan Calculator: Monthly Payment and Total Cost
Calculate monthly loan payment, total interest, and total repayment from amount, APR, and term for quick offer comparison.
Mortgage Calculator: Monthly Principal and Interest Payment
Estimate monthly mortgage payment, total interest, and total repaid for fixed-rate principal-and-interest scenarios.
Mortgage Payoff Calculator: Extra Payment Impact
See how extra monthly mortgage payments can shorten payoff time and reduce total interest in a fixed-rate scenario.
Loan Payment Calculator (PMT)
Estimate monthly loan payment, total repaid, and total interest from amount, rate, and term with a fixed-payment PMT model.
Amortization Calculator: Principal, Interest, and Balance Schedule
View payment composition over time with principal, interest, and remaining balance in an amortization schedule.
Loan Payoff Calculator: Extra Payment Scenario
Estimate how extra monthly payments can shorten loan payoff time and reduce interest cost.
Auto Loan Calculator: Car Payment and Interest Estimate
Estimate car loan amount, monthly payment, and total interest from price, down payment, APR, and term.
Debt Payoff Calculator: Repayment Timeline
Estimate months to debt payoff and total interest using balance, APR, and fixed monthly payment.
Credit Card Payoff Calculator: Balance, APR, and Payment
Estimate credit card payoff timeline and interest cost from card balance, APR, and monthly payment amount.
Compound Interest Calculator: Future Value and Growth
Estimate future value, contribution totals, and investment growth from starting amount, rate, years, and compounding frequency.
Simple Interest Calculator
Calculate simple interest and final amount from principal, annual rate, and years when interest does not compound.
Inflation Calculator: Future Cost Estimate
Estimate future cost and purchasing power change using a fixed annual inflation rate over a selected time horizon.
Discount Calculator: Sale Price and Savings
Calculate sale price, money saved, original price, or discount percentage with one discount calculator.
VAT Calculator: Add VAT or Extract VAT
Add VAT to a net amount or extract VAT from a VAT-inclusive price with clear net, VAT, and gross outputs.
Unit Price Calculator
Calculate price per unit from package price and quantity so you can compare packs fairly on one normalized basis.
Tip Calculator
Calculate a tip at any percentage and divide the total between however many people are at the table.
Hourly to Salary Calculator
Convert an hourly rate into annual, monthly, weekly and daily pay, or work backwards from a salary to an effective hourly rate.
Savings Goal Calculator
Work out the monthly deposit needed to reach a target by a deadline, including interest earned on the balance along the way.
Margin & Markup Calculator
Enter cost and selling price to get profit, margin and markup. A 50% markup is a 33% margin, and mixing them up loses money.
Income Tax Calculator
Convert a gross salary to take-home pay at any tax rate, or work backwards from the net figure you need to the gross it requires.
Break-Even Calculator
Find the sales volume where revenue finally covers fixed and variable costs, plus the contribution margin each unit provides.
ROI Calculator
Calculate return on investment, what it works out to per year, and how long the money takes to come back.
Declining Balance Loan Calculator
Calculate a loan with a fixed principal share and falling payments, and see how much less interest it costs than an equal-payment annuity.
Commission Calculator
Work out the commission on an amount, or the amount to invoice so that a specific sum reaches you after fees are taken.
Deposit Calculator
Interest on a deposit with monthly, quarterly or annual compounding and optional top-ups, plus the effective annual rate.
Refinance Calculator
The current loan against a new one, including arrangement costs, and how many months it takes for the switch to pay for itself.
Bond Yield Calculator
Coupon yield against the purchase price and yield to maturity including accrued interest and any discount to par.
Investment Calculator
What regular monthly investing builds at a given return, how much of it is growth rather than contributions, and what remains after inflation.
Retirement Calculator
Whether your current saving rate reaches the income you want, what capital that income requires, and what monthly contribution closes the gap.
Cashback Calculator
Cashback at the base rate and on bonus categories, after the monthly cap and any account fee.
Currency Cross-Rate Converter
Converts between two currencies through their rates against a common base, showing the cross rate and its inverse.
Split the Bill Calculator
Splits a restaurant bill between any number of people, adds the tip and rounds each share up to a note people actually carry.
Hourly Rate Calculator
Works out the hourly rate a freelancer has to charge to reach a target monthly income after costs, tax and unbillable weeks.
Instalment Plan vs Loan Calculator
Compares a zero-percent instalment plan against a loan taken on the discounted price, and shows which one really costs less.
Dividend Yield Calculator
Calculates the dividend yield of a share as a percentage and the income from a holding before and after tax.
Currency Exchange Fee Calculator
Shows the real cost of a currency exchange: the spread hidden in the rate plus any stated commission, and the effective rate you end up with.
Leasing Calculator
Calculates a lease payment from the asset price, the advance, the term and the residual payment, and shows the total markup over the price.
Deposit Insurance Calculator
Shows how much of your savings the deposit guarantee covers once interest is counted, and across how many banks the money has to be spread.
Rent vs Buy Calculator
Compares renting and investing the difference against buying with a mortgage over a horizon you choose, counting upkeep and price growth.
Emergency Fund Calculator
Works out how large an emergency fund should be for your expenses and how many months of saving it will take to build it.
Salary Increase Calculator
Calculates a pay rise as a percentage and shows what is left of it after inflation and income tax, monthly and over a year.
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FAQs
What finance tasks does this category cover?+
Monthly payments, interest totals, payoff plans, compound growth, inflation impact, discounts, VAT, and unit pricing.
Can I rely on the result before signing a contract?+
Use it as a fast estimate only. Real lender terms, fees, and insurance still need to be checked separately.
Are there tools for early repayment?+
Yes. Separate calculators cover mortgage and loan prepayment scenarios.
Is this category useful for everyday purchases too?+
Yes. The section also includes discount, VAT, and unit-price tools.